Why It’s Safe to Apply for a Mortgage Online
At Minute Mortgage, we take safeguarding your personal data and privacy seriously. And be rest assured that online mortgages are subject to the same laws and protections as those obtained via...
View ArticleHow to Get a Mortgage if You’re Self Employed
There’s a lot of joy and satisfaction that comes from being successfully self employed. When that success leads to you buying a new home, though, self employment can make things a little tricky. The...
View Article6 Ways to Improve Your Credit Score Before Applying for a Mortgage
If you’re reading this, you’re likely well aware that a high credit score is very beneficial when applying for a new or refinanced mortgage. The higher the score, the better the terms. The better the...
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6 Reasons to Use Minute Mortgage For Your Home Loan
You’ve got a lot of options when it comes to finding a mortgage lender. From traditional lenders at financial institutions to the ever-increasing amount of online lenders, there’s no shortage of...
View ArticlePros and Cons of Refinancing Your Mortgage
Refinancing for the right reasons at the right time can be hugely beneficial for homeowners. It can provide a much-needed influx of cash at a low-interest rate or keep more money in your pocket over...
View ArticleFirst-Time Homebuyer Guide
The time has come. You’re ready to make the step and purchase your first home—Congratulations! Buying a home can be an exciting journey, but can also feel like a daunting task at times. At Minute...
View Article10 Things Not to Do Before Applying for a Mortgage
Preparing for a positive mortgage experience starts well before the paperwork begins. We cover our top to-do tips in our First-Time Homebuyer Guide; but there are also some no-no’s to keep in mind in...
View Article8 Refinancing Myths
If you’re reading this, you’re likely researching whether it’s a good time to refinance your home loan. And if you’re researching whether it’s a good time to refinance your home loan, you’ve likely...
View Article6 Things To Consider Before Refinancing Your Home Loan
Planning to refinance your mortgage starts long before you fill out an application. Like when you got your original mortgage, it’s best to start planning and getting your finances in order before...
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14 Mortgage and Refinance Terms You Should Know
Starting the search for your first home? Thinking of refinancing to a better rate or a helpful cash-out? One tough part of home buying or refinancing can be wrapping your head around several unfamiliar...
View Article4 Smart Ways to Save for Your First Home
Buying your first home is oftentimes the most exciting and most expensive purchase of your life! Though homeownership is an appealing prospect, being financially prepared for the endeavor can seem...
View Article4 Simple Steps When Looking to Buy a Home
Buying a house is exciting – you envision all the projects and renovations that you want to do – and of course, all of the great memories that will be created. But, we all know that there is a lot that...
View Article4 Tips for Buying a Vacation Property
You love your home and the surrounding city but sometimes it’s nice to get away. Especially with the seasons changing – depending on where you live you may be seeking tropical climates or conversely –...
View ArticleHow Debt Can Impact Home Buying
Buying a house is exciting – you envision all the projects and renovations that you want to do – and of course, all of the great memories that will be created. But, we all know that there is a lot that...
View ArticleHow Interest Rates Work
The day has finally arrived: you’ve searched for your dream home and it’s time to make one of life’s biggest purchases! There is quite a lot of terminology floating around and one phrase you may hear...
View ArticleCommon Reasons You Can Be Denied for a Loan
When you’re applying for a home, there are several steps to take to secure a loan. If you follow common protocol it is likely that you will be approved and move onto the next step. But, there are other...
View ArticleWhat to Look for When Choosing a Mortgage Company
When utilizing any business, it’s important to select a vetted and trusted provider. This way you avoid unnecessary hassle, inconvenience, and costs – and instead, get what you’re looking for. When it...
View ArticleWhat Exactly is Refinancing?
We bet you’ve heard of refinancing, but have you ever looked into what the process entails? You can actually refi your home, your car, or just about any other debt you might have. It’s important to...
View ArticleWhat Type of Mortgage Should I Get?
It’s a question that every potential homebuyer asks themselves: Which type of mortgage loan should I choose? With such a variety of loan options available, we’d like to take a few minutes to detail...
View ArticleHow to Track Market Changes
When you begin the process of purchasing your first home, there are many things you need to consider. One of the most important factors to straighten out is mortgage price points and what you can...
View ArticleWhy You Should Choose Us
It’s always nice to have something to be excited about – and buying a home is one of those experiences. You’ve done your research, selected a place and now you’re ready to secure your dream property....
View ArticleJumbo Loans: What Are They?
If you’re shopping for a higher-end home such as one in a more expensive housing market area in the US, you’re going to need a larger loan amount than a conventional, conforming loan will allow. We’re...
View ArticleFHA Home Loans and Student Debt: What You Need to Know
Do you have student loan debt? If you are looking to buy a home, there’s some good news that now makes homeownership more affordable! Here are some things you should know when looking to secure a...
View ArticleOur Mortgage Process Rocks
Hearing that our loan application and mortgage process rocks…well, that’s a bold claim. Historically, getting a mortgage was a very traditional, low-tech process. This old-school approach was tedious,...
View ArticleQuick Closings With Our Super Fast Timelines
As you know, Minute Mortgage specializes in streamlined, user-friendly processes and personalized service, leading to faster loan closings. And now you can close even faster with our fast turnaround...
View ArticleHomestead: Arizona Allows Creditors to Access Equity
A new Arizona-only law, HB2617, passed in May of 2021, signed by Governor Doug Ducey, and which will go into effect on January 1, 2022, allows debt collectors to place liens on homes to recoup what a...
View ArticleFederal Fees Increase for Second, Vacation Homes
Starting April 1, 2022, the Federal Housing Finance Agency (FHFA) will be introducing new fee increases for second and vacation home loans, as well as high balance loans. Until this announcement,...
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Minute Mortgage’s Tech-Integrated Loan Experience Expands to Texas
(Houston, Texas.) — Minute Mortgage, a people-focused, tech-forward mortgage company with an aggressive growth plan, has expanded its services across Texas. Minute Mortgage is an integrated digital...
View ArticleDown Payment Myths
One of the oldest pieces of advice homeowners hear is that you need at least 20% down to buy a home. But this isn’t your grandpa’s housing market anymore. As home prices keep going up, being able to...
View Article4 Parts to Your Mortgage Payment
You get your mortgage statement every month, but have you ever wondered exactly where your money’s going? Let’s break down mortgage payments so you can borrow smarter! A typical mortgage payment has...
View ArticleNon-Traditional Loans for Self-Employed and Investors
At Minute Mortgage, we aim to make the loan application process easy and accessible to everyone. Along with our most popular financing product offerings, we offer various options for non-traditional...
View ArticleThree Steps to Getting Pre-Approved for a Mortgage
Getting pre-approved is one of the first and most important steps in the mortgage process. With a pre-approval letter in hand, you and your real estate agent have a better idea of how much home you can...
View ArticleNew $750k Conventional Loan Limit Increase Announced!
Minute Mortgage is excited to honor the not-yet-announced 2024 conforming loan limit increase for conventional loans on single-family homes: $750,000!* That’s nearly 24k more than the 2023 amount of...
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